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Did you miss out on the 158% returns in the market over the last 3 years?

With 1,000+ mutual fund schemes, who can be blamed for missing it! But you have no excuse for the next bull run.

Engage with trusted & experienced knowledge partners

Diversify your investing, while maintaining returns

Never worry about liquidity & accessibility

We aim to be a leading 5 star mutual fund investment services boutique.

BayFolio partners with over 40 mutual fund companies...

...providing a wide choice of 1,000+ schemes, across 30+ fund types.

The ONE thing we're passionate about is building wealth, but...

Why choose BayFolio mutual fund investment services?

We are ONLY focused on mutual funds, we're specialists.
We're not your usual agent. We will NEVER sell you any other investment that we don't understand well. We have no pushy salespeople. We even invest our own money in mutual funds.

We offer personalized & customized service, no cold corporate.
Unlike large corporates, our team will engage with you directly, and guide you through a personalized investment plan aligned with your personal financial goals.

Mutual fund investing is really complicated, we'll simplify it.
We have a client focused approach, even our mothers are investing with us (you don't want to upset your mother)! Sometimes you just need some moral support, we also provide that too.

Can I lose my capital?

Yes, there is a chance you can lose your capital, investing always comes with risk. We will spend time with you to determine how much risk you're comfortable with before investing.

Can I invest as an NRI?

Yes, you can invest as an NRI, the onboarding may take a bit longer, but we will guide you through the process. In fact, our advisors were also NRIs, so we got you covered.

Can you guarantee returns?

No, unfortunately the only thing that can give you such assured returns is a bank fixed deposit, but you're only covered upto ₹5 lakh by the Reserve Bank of India per account.

Can you review my existing portfolio?

Yes, we can review your portfolio. All you need to do is book a free call with us and after we onboard you, we can do a detailed review of your existing mutual fund portfolio.

Can you do direct plans?

No, we are an AMFI registered mutual fund distributor that focuses on regular plans. With us, you get personal attention, with platforms that do direct plans, you will have to do your own research.

How do you make money?

Well, when you make an investment via BayFolio, we get a small commission (typically 0.2% to 0.8%) from the mutual fund companies. That's how we make money. Enough to keep the lights on, and pay our team.

Are you chasing commissions?

That model doesn't make business sense anymore. We rely on your goodwill and testimony to keep the lights on. If you're a happy person who made money with our help, you will tell your friends about it. We all grow together. So, we're in it for the long term, to us reputation & relationships matter more.

Where are you based?

You've probably heard of Kerala - God's Own Country, well, we're based in the port city of Kochi in Kerala also known as the Queen of the Arabian Sea. For many centuries it was the centre of the Indian spice trade and was known to the Greeks & Romans as well as Jews, Syrians, Arabs & Chinese.

Experience a fresh way to monitor your portfolio!

Whenever and wherever you want, you can log into the mobile app to see how your portfolio is doing. Everything is at your finger tips. You can even buy/sell or switch at your convenience.

BAYFOLIO Mutual Fund App

“How many millionaires do you know who have become wealthy by investing in savings accounts?“

Author, Entrepreneur

BayFolio's team are really responsive, they do their best to guide clients, who are just starting out. I trust them.

Retired Medical Doctor

Build your personal portfolio through a transparent & well regulated process.

Invest from anywhere in the world & monitor your portfolio at any time.

All your information is safe, thanks to advanced security features.

Find out why smart investors choose BayFolio to multiply their wealth!

Discover the power of professional management, diversification, and unmatched accessibility.

Book a 1-on-1 Free Call ☎

8 reasons why you should invest in mutual funds:

Mutual funds in India are regulated by SEBI & managed by experienced professionals. They offer diversified, affordable, liquid investment options & in some cases tax benefits. Here are 8 reasons why mutual fund investments are best for you:

1) Expertly Managed

Mutual funds are managed by experienced fund managers, professional handling investments, ensuring active buying, selling, and monitoring of assets for you.

2) Widely Diversified

Mutual funds offer you diversification across various sectors & asset classes, reducing risk by spreading investments, preventing loss due to the fluctuation of any single asset.

3) Affordable & Convenient

Mutual funds allow you to start with affordable investments, either through SIP or Lumpsum, making it accessible & convenient for you to participate in a diverse portfolio.

4) Fast Liquidity

Open-ended mutual funds are the second-most liquid option after fixed deposits, that offer easy redemption, providing quick access to funds when needed. Liquidation proceeds are typically credited to your bank account within a few business days.

5) Lower Costs

Mutual funds benefit from economies of scale, buying & selling in bulk, resulting in a lower expense ratio. These schemes have comparatively low operating costs, making them cost-effective for investors like you.

6) Well Regulated

All mutual funds are regulated by SEBI, ensuring adherence to strict rules & regulations. This promotes investor protection, transparency & fair valuation practices. The BayFolio team is also an AMFI registered MF distributor.

7) Tax Efficiency

Investments in Equity Linked Savings Schemes (ELSS) qualify for tax benefits under section 80C of the Income Tax Act, encouraging tax-efficient long-term investments in mutual funds.

8) Online Onboarding

With the power of technology, you can complete your KYC (Know Your Customer) within a few minutes, from the comfort of your home, thanks to our trained BayFolio team.

So, are you ready to start building wealth before the next bull run?


MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. THE PAST PERFORMANCE OF THE SCHEME IS NOT INDICATIVE OF FUTURE PERFORMANCE.

BAYFOLIO (“BF”) is doing business as an AMFI registered mutual fund distributor (under ARN-278057, Maria Jose Martin). Certain products and services offered by BF may not be traded on the exchange. All disputes with respect to the distribution activity, would not have access to Exchange Investor Redressal Forum or Arbitration mechanism. In accordance with the applicable laws, BF is permitted to render incidental advice with respect to mutual fund products only to its mutual fund distribution clients. For every other purpose, including distribution of non-mutual fund products, the circulated material is for informational purposes only. Further, it is not intended as investment advice or an opinion concerning securities or a public offer proving a basis for an investment decision. The views or expressions contained in the circulated material are not necessarily of BF and BF neither assumes any responsibility/liability nor does guarantee its accuracy, suitability, completeness and adequacy. The figures and data that may be appearing in the material are taken from various sources deemed reliable by BF. The content of the material including images, charts, graphics and pictures are protected intellectual properties and cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed or distributed for any non-personal use without obtaining prior written permission, any non-adherence of which may attract appropriate legal action. Investors are advised to seek appropriate advice from experts before taking any investment decisions. Nothing in the circulated material is intended to construe an advertisement or an investment, financial advice and/or solicitation, advice to buy, sell or deal in any financial product. To learn more visit our wiki